Get my free document checklist.
Reply READY to my email or text, or download it right here. Want a hand with the next step? I'll connect you with a local lender I trust, no strings.
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Gather your documents before you call a lender: recent pay stubs, W-2s or tax returns, recent bank statements, and your ID. Self-employed? Add business returns.
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Until after closing, don't open new credit cards or finance a new truck. Lenders notice. That truck can wait.
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Getting pre-approved doesn't commit you to buying anything. It just shows you what's realistic.
Getting pre-approved sounds about as fun as a trip to the DMV. It doesn't have to be.
Travis Wright here, with eXp Realty. A pre-approval is a letter from a lender saying about how much they'd lend you, based on your real paperwork. Sellers take your offer more seriously when you have one.
Here's a free tip. Gather your documents before you ever call a lender, and the whole thing goes way faster. Your recent pay stubs, your W-2s or tax returns, your recent bank statements, and your ID. Self-employed? Add your business returns. Then, until after closing, don't open new credit cards or finance a new truck. Lenders notice. Trust me, that truck can wait.
And getting pre-approved doesn't commit you to buying anything. It just shows you what's realistic.
Reply with the word READY, and I'll send you my free document checklist and connect you with a local lender I trust. No strings.
Rather just talk? Text me at (580) 647-0915
Travis Wright with eXp Realty
I help buyers and sellers in Lawton and the surrounding area with straight answers, honest price ranges, and zero pressure. Ask me anything. Seriously, I like questions.
OK License #206164 · 1146 NW Cache Rd, Lawton, OK · (580) 647-0915
Frequently Asked Questions
What is a pre-approval?
A letter from a lender saying about how much they'd lend you, based on your real paperwork. Sellers take your offer more seriously when you have one.
What documents should I gather?
Recent pay stubs, W-2s or tax returns, recent bank statements, and your ID. If you're self-employed, add your business returns.
What should I avoid until after closing?
Don't open new credit cards or finance a new truck. Lenders notice.
Does getting pre-approved commit me to buying?
No. It just shows you what's realistic.